In a bold move toward strengthening investor protection and enhancing market transparency, the Emirate of Ajman has introduced a new real estate law that aims to streamline the sector and promote long-term growth. Law No. (1) of 2025, recently enacted by the Ajman government, is designed to foster trust in the market, attract global investors, and align the emirate’s property sector with international best practices. As Ajman continues to evolve into a dynamic and investor-friendly destination within the UAE, this legislation marks a major milestone in its development journey.
Real Estate : A Strategic Step Forward
Real estate is one of the cornerstones of the UAE’s diversified economy, and Ajman has emerged in recent years as a hotspot for affordable and strategic property investment. With soaring demand and increasing foreign interest, the Ajman government recognized the need for a robust legal framework that offers protection, transparency, and regulatory clarity. Law No. (1) of 2025 is a product of that vision, signaling the emirate’s commitment to ensuring that all stakeholders—developers, investors, residents, and regulatory bodies—operate in a fair and well-structured environment.
The law applies to various real estate zones and project types, including vacant lands designated for joint development, dilapidated structures in need of redevelopment, and incomplete real estate projects. These categories have often been points of contention or legal uncertainty for investors in the past, and the new legislation is set to bring about much-needed order.
A Real Estate Contribution Register: The Heart of Transparency
At the center of the new legal framework is the introduction of a “Real Estate Contribution Register.” This register is a key regulatory tool that will document essential details related to real estate projects. It will record ownership shares, development plans, investor details, developer credentials, and even the size and scope of the properties in question.
Maintained in either digital or physical form, the Real Estate Contribution Register is expected to be a transformative element in building investor trust. By making such information easily accessible and transparent, the Ajman government aims to eliminate ambiguity and ensure all parties have a clear understanding of their rights and obligations.
This level of transparency is not only critical for individual investors but also enhances the overall integrity and reputation of Ajman’s property market. When investors have access to clear, verified data, it reduces the risk of fraud, miscommunication, or disputes—factors that can deter foreign capital and stagnate growth.
Developer Accountability and Regulatory Oversight
Another cornerstone of the new law is the regulatory empowerment it provides to the Department of Land and Real Estate Regulation in Ajman. Under the law, the department is granted broad authority to supervise, regulate, and approve all financial contributions in real estate projects. This includes ensuring that developers are legally registered, that projects are executed in compliance with approved plans, and that investor funds are safeguarded.
In practical terms, this means that only registered developers and licensed real estate offices will be allowed to market, sell, or manage contribution-based projects. This shift not only protects the integrity of the market but also provides a legal pathway for penalizing those who operate outside the regulatory framework.
Moreover, this oversight will help curb instances of incomplete or delayed projects, a challenge that has historically plagued some emerging markets. With tighter control, developers will be held to higher standards, and investor funds will be more secure—a win-win for all stakeholders.
Boosting Investor Confidence
Confidence is the lifeblood of any real estate market. When buyers and developers feel secure, investment flows freely. Law No. (1) of 2025 is crafted with precisely this sentiment in mind. With its mechanisms for increased transparency, financial safeguards, and stricter developer vetting, the law is expected to drive a fresh wave of investment into Ajman’s property sector.
Ajman has already demonstrated substantial growth in its real estate activity. In 2024, the emirate recorded real estate transactions totaling over AED 20.5 billion—a 21% increase from the previous year. This upward trajectory is expected to continue, especially with the implementation of the new legal framework. Analysts and industry experts view the law as a powerful catalyst for both domestic and international investment, especially from Gulf countries, South Asia, and emerging markets in Africa and Europe.
Aligning with National Economic Goals
The UAE’s Vision 2030 is centered on economic diversification, innovation, and the development of knowledge-based industries. Real estate plays a crucial role in this vision, not just as a revenue generator, but as a facilitator of community building, tourism, and foreign direct investment.
Ajman’s new real estate law aligns perfectly with this broader national agenda. By fortifying its real estate sector with world-class legal infrastructure, Ajman is positioning itself as a critical player in the UAE’s economic ecosystem. The law will also contribute to enhancing the emirate’s competitiveness, both within the UAE and the wider GCC region.
A Market Poised for Growth
As the global economy continues to recover from past disruptions and uncertainties, the appetite for stable and high-return investment destinations has increased. The UAE, known for its political stability, tax-friendly environment, and futuristic vision, is already a preferred destination. Ajman, with its affordable pricing, strategic location, and now enhanced legal protections, is well-positioned to benefit from this trend.
Industry insiders suggest that the new law could lead to a significant uptick in long-term leases, off-plan sales, and joint development projects. It could also pave the way for innovations such as real estate investment trusts (REITs), fractional ownership, and smart property solutions—each of which could contribute further to investor diversification and capital inflows.
Challenges and the Road Ahead
No legislative framework is without its challenges. The successful implementation of Law No. (1) of 2025 will depend largely on the enforcement mechanisms in place. The Department of Land and Real Estate Regulation must be well-equipped with trained personnel, digital infrastructure, and the authority to act decisively.
Public awareness is also crucial. Developers and investors must be educated on their rights and responsibilities under the new law. Clear communication, outreach programs, and easy access to legal support will be essential in ensuring a smooth transition to this new system.
However, with Ajman’s track record of agile governance and its focus on investor satisfaction, there is considerable optimism that the law will achieve its objectives.
Conclusion
Ajman’s new real estate law is more than just a legal document—it is a bold statement of intent. It signals the emirate’s readiness to step onto the global stage with a mature, transparent, and investor-friendly real estate market. As the UAE continues its journey of economic transformation, Ajman is carving out a space where vision meets action, and where growth is built on the pillars of trust and transparency.
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