H.H. Sheikh Khaled bin Mohamed bin Zayed Al Nahyan, Crown Prince of Abu Dhabi, has approved a major housing benefits package for 2025 valued at AED 4 billion. This initiative is designed to support 3,310 Emirati citizens across Abu Dhabi, reinforcing social stability and improving living standards for families. The package includes loans totaling AED 2.27 billion for 1,768 citizens, while grants and homes worth AED 1.51 billion will also be provided.
The announcement coincides with the Eid Al Etihad celebrations, reflecting the leadership’s commitment to citizen welfare and the nation’s broader social development goals. The initiative aims to empower Emirati families by providing dignified housing solutions and financial support, enabling them to actively contribute to the country’s growth and prosperity.
Key Components of the Housing Package
The AED 4 billion housing package has been structured to meet the needs of a wide range of citizens. The main components include loans, grants, exemptions, and reductions under special programs designed to ensure financial stability and access to suitable housing.
The loans component allocates AED 2.27 billion to 1,768 citizens. This financial support is intended to assist families in purchasing homes, completing construction projects, or managing existing housing commitments. Grants and homes worth AED 1.51 billion are also part of the package, providing direct housing benefits to citizens who need support to secure or improve their living conditions.
Special considerations have been made for various segments of society. Limited-income senior citizens, retirees, and families of the deceased are eligible for loan repayment exemptions, reducing financial pressure on those in need. Additionally, loan reductions under the Emirati Family Growth Programme have been allocated to support 204 citizens, totaling AED 208 million. These measures ensure that the benefits reach citizens who require additional assistance while fostering family stability and long-term housing security.
Expanding the Impact of Housing Benefits
This latest package is part of a larger effort to provide housing support to citizens in Abu Dhabi. With the addition of this AED 4 billion package, the total value of housing benefits provided in 2025 has reached AED 15.384 billion, supporting 10,718 citizens across the emirate.
The overall distribution of housing support in 2025 includes AED 11.766 billion in loans for 7,802 beneficiaries and AED 3.1 billion in land and home grants for 2,438 citizens. Additionally, repayment exemptions and reductions under the Emirati Family Growth Programme have amounted to AED 514.75 million for 478 citizens.
Since the establishment of the Abu Dhabi Housing Authority, over 129,448 housing benefits have been delivered, with a total value of approximately AED 177.57 billion. This consistent effort demonstrates the leadership’s dedication to ensuring that citizens enjoy stable and dignified living conditions while supporting social cohesion and family wellbeing.
Leadership Vision and Strategic Goals
The housing package reflects the government’s strategic vision for sustainable development and citizen welfare. Mohamed Ali Al Shorafa, Chairman of the Abu Dhabi Housing Authority, highlighted that the initiative demonstrates a continued focus on improving life quality for Emirati families. He emphasized that the package underlines the government’s commitment to social unity and empowerment during Eid Al Etihad celebrations.
Hamad Hareb Al Muhairi, Director-General of the Abu Dhabi Housing Authority, stated that the package is part of a long-term strategy aimed at family stability and sustainable urban development. The initiative not only provides financial assistance but also ensures efficient access to housing solutions aligned with the government’s broader goals of promoting inclusive growth and national development.
Through such initiatives, the leadership aims to ensure that citizens can enjoy a stable and dignified life while contributing to Abu Dhabi’s economic and social progress. The focus is on creating living conditions that empower citizens and strengthen families as foundational units of society.
Enhancing Family Welfare and Financial Stability
The package is designed to address multiple dimensions of family welfare and financial stability. Citizens benefiting from loans and grants gain immediate access to suitable housing, improving their standard of living. Repayment exemptions and reductions relieve financial burdens, allowing families to focus on personal and professional development.
Support under the Emirati Family Growth Programme encourages citizens to expand and strengthen family units without worrying about housing constraints. This approach reflects a vision that prioritizes long-term social and economic wellbeing. By providing a comprehensive support system, the government ensures that citizens can thrive in both personal and community life.
The initiative also demonstrates the importance of housing as a tool for economic empowerment. By reducing financial pressures and enabling access to property ownership, the government encourages Emiratis to invest in their future while participating actively in the nation’s growth.
Promoting Sustainable Development in Abu Dhabi
The housing benefits package is closely aligned with Abu Dhabi’s long-term sustainable development goals. The government has emphasized that providing adequate housing is not only a matter of social welfare but also an essential component of economic growth. By facilitating access to loans, grants, and exemptions, the authorities ensure that families are better equipped to pursue opportunities without being burdened by financial constraints.
Additionally, the package promotes social inclusivity by supporting retirees, seniors, and families with specific needs. By targeting diverse groups, the government fosters equality and ensures that no citizen is left behind. This approach strengthens the social fabric of Abu Dhabi while encouraging responsible urban development and family wellbeing.
Citizens receiving these benefits can enjoy greater stability and security, enhancing their quality of life and enabling them to make meaningful contributions to society. The initiative underlines the government’s commitment to combining social support with sustainable urban planning.
Broader Implications for Citizens and Society
The AED 4 billion housing package offers benefits that go beyond financial relief. It directly impacts citizens’ daily lives by providing secure and dignified living conditions. Families can plan for the future with confidence, knowing that their housing needs are supported.
Financially, the package reduces the burden of loans and mortgages, allowing citizens to redirect resources toward education, health, and business opportunities. Socially, it promotes cohesion by ensuring that families of all income levels have access to adequate housing.
The initiative also emphasizes empowerment. By providing citizens with the means to own, improve, or maintain their homes, the government encourages personal responsibility and engagement in the nation’s development. In essence, the housing package acts as a foundation for long-term economic growth, social stability, and family welfare.
Conclusion
The approval of the AED 4 billion housing benefits package by H.H. Sheikh Khaled bin Mohamed bin Zayed Al Nahyan represents a significant milestone in Abu Dhabi’s commitment to citizen welfare. By combining loans, grants, and targeted support for families, seniors, and retirees, the government ensures that Emirati citizens can enjoy stable and dignified living conditions.
This initiative highlights the leadership’s strategic vision to promote sustainable development, family stability, and social cohesion. With the support provided through this package, citizens can achieve greater financial security, improved living standards, and enhanced opportunities to contribute to the nation’s growth.
The AED 4 billion housing benefits package not only strengthens individual families but also reinforces Abu Dhabi’s broader goal of building a prosperous, inclusive, and resilient society for all Emiratis.
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