The UAE has become a dream destination for professionals, investors, and property buyers from all around the world. One of the major reasons is the UAE’s Golden Visa, a long-term residency program that offers security and flexibility to expatriates. The best news? You no longer need a local sponsor to get this visa if you own property in the UAE.
In a recent announcement, the Federal Authority for Identity, Citizenship, Customs and Port Security (ICP) unveiled an easy 8-step process for property owners to apply for the UAE Golden Visa without a sponsor. This move is expected to attract even more real estate investors and boost the country’s growing property market.
This detailed guide will walk you through everything you need to know about getting the UAE Golden Visa through property ownership without a sponsor.
What is the UAE Golden Visa?
The UAE Golden Visa is a special type of residence visa that allows foreigners to live, work, and study in the UAE without needing a national sponsor. Initially launched in 2019, the visa was aimed at attracting skilled professionals, investors, entrepreneurs, and outstanding students to the country.
Golden Visa holders can enjoy long-term residency, typically valid for 5 or 10 years, with the option of renewal.
Why the ‘Without Sponsor’ Rule is a Game-Changer
Traditionally, expats in the UAE needed to be sponsored by an employer or a local UAE national. But under the new guidelines, property owners can apply for the Golden Visa without a sponsor, offering more freedom, security, and independence.
This change means:
- No dependency on employers or business sponsors
- Better control over your stay in the UAE
- More investment opportunities for global property buyers
- Easier pathway to long-term residency
Eligibility: Who Can Apply for the UAE Golden Visa Without a Sponsor?
You can apply for the UAE Golden Visa without a sponsor if:
- You own real estate property in the UAE worth AED 2 million or more
- The property is owned outright or through a mortgage with a down payment of at least AED 2 million
- You must have a title deed from the Dubai Land Department or equivalent in other emirates
Note: Off-plan properties (not yet completed) are not eligible.

ICP’s 8-Step Guide to Apply for UAE Golden Visa Without a Sponsor
Here is the official 8-step guide released by the ICP for property owners looking to apply for the UAE Golden Visa without a sponsor.
Step 1: Visit the ICP Smart Services Website or App
Start by logging into the ICP Smart Services platform:
https://smartservices.icp.gov.ae
You can also use the mobile app, available on both Android and iOS.
Step 2: Choose ‘Golden Visa’ Services
From the dashboard, choose Golden Visa Services from the menu. Make sure you select the correct visa type for property owners.
Step 3: Fill Out the Application Form
Complete the required information including your personal details, passport information, and property ownership documents.
Step 4: Upload the Required Documents
Documents typically required include:
- Passport copy
- Property title deed (AED 2 million minimum value)
- Recent personal photo (passport size)
- Emirates ID (if applicable)
- Valid health insurance (if available)
- Copy of existing UAE visa or entry permit (if already in the UAE)
Step 5: Pay the Application Fee
The fees may vary depending on the emirate, but generally range between AED 2,800 and AED 4,000. Payments can be made online through a secure gateway.
Step 6: Application Review by ICP
Your application will be reviewed by the ICP team. This may take a few working days. They may contact you for clarification or additional documents.
Step 7: Visa Approval and Issuance
Once approved, you’ll receive a confirmation message, and the Golden Visa will be issued digitally. You can collect the physical copy from your local ICP branch or immigration office.
Step 8: Receive Emirates ID
After the visa is issued, you’ll also be provided with a UAE Emirates ID, valid for the duration of your Golden Visa (5 or 10 years).
Key Benefits of the UAE Golden Visa Without a Sponsor
Choosing the UAE Golden Visa without a sponsor comes with a host of unique benefits.
Long-Term Residency
Live in the UAE for 5 or 10 years, renewable upon expiry.
Sponsor Your Family and Domestic Workers
You can sponsor your spouse, children (regardless of age), and domestic staff without restrictions.
Multiple-Entry Permit
If you’re outside the UAE, you can apply for a multiple-entry visa valid for 6 months to complete your Golden Visa procedures.
No Employer or National Sponsor Required
Freedom to change jobs, invest, or start businesses without being tied to an employer or UAE national.
Full Property Ownership
Own freehold properties in designated areas without the need for a local partner.
Frequently Asked Questions (FAQs)
Can I apply if I co-own a property with my spouse?
Yes, you can apply jointly if the total property value is AED 2 million or more. You’ll need to provide a marriage certificate.
What if the property is mortgaged?
You can still apply as long as your down payment is AED 2 million or more, and you get a no-objection certificate (NOC) from the bank.
Can I include my dependents in the application?
Yes, Golden Visa holders can sponsor their spouse, children of any age, and domestic workers.
What happens if I sell my property?
Selling your qualifying property could result in the cancellation of your Golden Visa unless you reinvest in eligible real estate.
How long does the application process take?
Most applications are processed within 5 to 7 business days, but delays may occur depending on document verification.

Tips for a Smooth Application Process
- Double-check your documents before submitting
- Make sure the property value is clearly mentioned on the title deed
- Apply through the correct channel
- Keep your passport valid for at least 6 months before applying
- Track your application via the ICP portal or mobile app
How the UAE is Attracting Global Investors
This new process reflects the UAE’s vision to become a global hub for business, innovation, and lifestyle. By allowing property owners to apply for the UAE Golden Visa without a sponsor, the country is:
- Encouraging long-term investment in the real estate sector
- Strengthening the economy with foreign capital
- Building a diverse and skilled population
- Offering stability and security to expats and investors
Conclusion
The UAE Golden Visa has changed the game for real estate investors worldwide. Now, with the ability to apply without a sponsor, property owners can enjoy long-term residency, greater freedom, and a future in one of the world’s most dynamic countries.
By following the ICP’s 8-step guide, you can complete the application easily and start a new chapter in the UAE.
If you’re a property owner in the UAE or are planning to invest, now is the perfect time to take advantage of this opportunity.
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